When it comes to accepting online payments, there are essentially 2 components - the Payment Gateway and the Merchant Account.


The Payment Gateway is a platform to process a credit card transaction, and the Merchant Account is essentially a bank account that the processed funds are collected in.


PayPal Payments Pro is a combination of these 2 components rolled into one.  Payflow is the Payment Gateway and PayPal is also the Merchant Account.


PayPal also offers Payflow as a standalone Payment Gateway that can be used to connect to the compatible 3rd party Merchant Account.


In order to use PayPal Payments Pro as the payment processor, the following credentials need to be added:

  • Partner (Merchant Name, EG: PayPalCA)
  • Merchant Login
  • Merchant Username
  • Merchant Password
  • PayPal API Username
  • PayPal API Password
  • PayPal API Signature


If the owner of the site has a PayPal Payflow account and is having trouble locating the credentials above for the account, we would recommend contacting PayPal and letting them know you are hooking up the website to collect payments, and the developer requested the credentials above.


Please follow these steps to add the credentials to the website: Finance » Payment Settings - Setting Up A Payment Gateway